Determinan Kemauan Membayar (Willingness to Pay) Iuran Jaminan Kesehatan Nasional pada Peserta Mandiri di Kota Jambi Tahun 2021

Istamayu, Amalia Ane (2022) Determinan Kemauan Membayar (Willingness to Pay) Iuran Jaminan Kesehatan Nasional pada Peserta Mandiri di Kota Jambi Tahun 2021. S1 thesis, ilmu kesehatan masyarakat.

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Abstract

ABSTRAK Latar Belakang: Peningkatan jumlah peserta menjadi salah satu indikator bahwa program JKN semakin dibutuhkan masyarakat. Mengingat pentingnya program JKN, maka semua pihak dituntut aktif menjaga agar program untuk dapat berjalan secara berkelanjutan. Salah satu upaya yang bisa dilakukan peserta untuk menjaga keberlangsungan program JKN yaitu rutin membayar iuran. Peserta mandiri merupakan jumlah peserta yang terbanyak dan juga mengalami peningkatan, antusias masyarakat terhadap program ini terlihat dari banyaknya peserta. Tetapi tidak semua ikut serta menjalani kewajibanya, untuk mau membayar iuran bulanan yang sudah ditetapkan. BPJS Kesehatan mendata peserta BPJS Mandiri yang ada di Kota Jambi masih banyak yang belum membayar uang iurannya, Desember 2019 tercatat sebanyak 77.489 warga kota Jambi yang menjadi peserta BPJS Kesehatan menunggak membayar iuran bulanan. Penelitian ini bertujuan untuk mengetahui determinan kemauan membayar (Willingness to Pay) iuran jaminan kesehatan nasional pada peserta mandiri di Kota Jambi. Metode: Penelitian ini menggunakan metode kuantitatif dengan rancangan cross sectional. Populasi pada penelitian ini adalah seluruh peserta mandiri Jaminan Kesehatan Nasional (JKN) di Kota Jambi pada 3 kecamatan yaitu kecamatan Jambi Timur, Pasar Jambi dan Jelutung dengan jumlah 42.592 peserta berdasarkan data terakhir pada bulan April 2021. Teknik pengambilan sampel menggunakan Purposive Sampling dengan jenis Cluster Sampling. Hasil: Analisis bivariat menggunakan uji Chi-Square, hubungan antara variabel independen dengan variabel dependen yaitu pengetahuan (p=0,000), pendapatan (p=0,000), pendidikan (p=0,108), jumlah anggota keluarga (p=0,822), persepsi sakit (p=0,002) dan kemampuan membayar iuran (p=0,033), dengan kemauan membayar iuran. Kesimpulan: Ada hubungan antara pengetahuan, pendapatan, persepsi sakit, dan kemampuan membayar iuran dengan kemauan membayar (Willingness to Pay) iuran jaminan kesehatan nasional pada peserta mandiri di Kota Jambi. Tidak ada hubungan antara pendidikan dan jumlah anggota keluarga kemauan membayar (Willingness to Pay) iuran jaminan kesehatan nasional pada peserta mandiri di Kota Jambi. Kata Kunci : Kemauan Membayar, Iuran, peserta JKN Mandiri. ABSTRACT Background: The increase in the number of participants is an indicator that the JKN program is increasingly needed by the community. Given the importance of the JKN program, all parties are required to actively keep the program running in a sustainable manner. One of the efforts that participants can take to maintain the continuity of the JKN program is to pay regular contributions. Independent participants are the largest number of participants and are also experiencing an increase, the community's enthusiasm for this program can be seen from the large number of participants. But not all participate in carrying out their obligations, to want to pay the monthly fees that have been set. BPJS Health recorded that there were still many BPJS Mandiri participants in Jambi City who had not paid their contribution, in December 2019 there were 77,489 Jambi city residents who became BPJS Health participants in arrears to pay their monthly fees. This study aims to determine the determinants of willingness to pay (Willingness to Pay) national health insurance contributions to independent participants in Jambi City. Method: This study uses a quantitative method with a cross sectional design. The population in this study were all independent participants of the National Health Insurance (JKN) in Jambi City in 3 sub-districts, namely Jambi Timur, Pasar Jambi and Jelutung sub-districts with a total of 42,592 participants based on the latest data in April 2021. The sampling technique uses purposive sampling with cluster sampling type. Result: The results showed that the variables that determine the willingness to pay contributions are knowledge (p=0.000), income (p=0.000), perception of illness (p=0.002) and ability to pay contributions (p=0.033) while the education variable (p=0.108) and the number of family members (p=0.822) is not a determinant of willingness to pay contributions. Conclusion: There is a relationship between knowledge, income, perception of illness, and ability to pay contributions with the willingness to pay national health insurance contributions for independent participants in Jambi City. There is no relationship between education and the number of family members willingness to pay (Willingness to Pay) national health insurance contributions for independent participants in Jambi City. Keywords : Willingness to Pay (WTP), Contribution, JKN Mandiri participants.

Type: Thesis (S1)
Uncontrolled Keywords: Willingness to Pay (WTP), Contribution, JKN Mandiri participants
Subjects: L Education > L Education (General)
Divisions: Fakultas Kedokteran dan Ilmu Kesehatan > Ilmu Kesehatan Masyarakat
Depositing User: ISTAMAYU
Date Deposited: 28 Jun 2022 03:09
Last Modified: 28 Jun 2022 03:09
URI: https://repository.unja.ac.id/id/eprint/35735

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