AWALIYAH, SHERLY BINTANI (2025) FINANCING TO DEPOSIT RATIO (FDR), DANA PIHAK KETIGA (DPK) DAN CAPITAL ADEQUACY RATIO (CAR) TERHADAP RETURN ON ASSETS (ROA) BANK UMUM SYARIAH DI INDONESIA PERIODE 2021-2023. S1 thesis, UNIVERSITAS JAMBI.