APRIANI, RATNA (2025) PENGARUH INKLUSI KEUANGAN, LITERASI KEUANGAN, DAN KEMAMPUAN MENYUSUN LAPORAN KEUANGAN TERHADAP KINERJA KEUANGAN UMKM DI KOTA JAMBI. S1 thesis, AKUNTANSI.
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Abstract
ABSTRAK Tujuan dari penelitian ini adalah untuk mengetahui pengaruh inklusi keuangan, literasi keuangan dan kemampuan menyusun laporan keuangan terhadap kinerja keuangan UMKM di Kota Jambi. Variabel independen penelitian ini adalah inklusi keuangan, literasi keuangan dan kemampuan menyusun laporan keuangan dan variabel dependennya adalah kinerja keuangan. Teknik analisis yang digunakan adalah uji statistik deskriptif, analisis regresi linier berganda, uji kualitas data, uji asumsi klasik dan uji hipotesis dengan menggunakan IBM SPSS versi 30. Hasil penelitian menunjukkan bahwa inklusi keuangan, literasi keuangan dan kemampuan menyusun laporan keuangan berpengaruh pada kinerja keuangan UMKM di Kota Jambi. Kata Kunci: Inklusi Keuangan, Literasi keuangan, Kemampuan Menyusun Laporan Keuangan dan Kinerja Keuangan ABSTRACT The aim of this research is to determine the influence of financial inclusion, financial literacy and the ability to prepare financial reports on the financial performance of UMKM in Jambi City. The independent variables of this research are financial inclusion, financial literacy and the ability to prepare financial reports and the dependent variable is financial performance. The analysis techniques used are descriptive statistical tests, multiple linear regression analysis, data quality tests, classical assumption tests and hypothesis tests using IBM SPSS version 30. The results of the research show that financial inclusion, financial literacy and the ability to prepare financial reports influence the financial performance of UMKM in Jambi City. Keywords: Financial Inclusion, Financial Literacy, Ability to Prepare Financial Reports and Financial Performance ABSTRACT The aim of this research is to determine the influence of financial inclusion, financial literacy and the ability to prepare financial reports on the financial performance of UMKM in Jambi City. The independent variables of this research are financial inclusion, financial literacy and the ability to prepare financial reports and the dependent variable is financial performance. The analysis techniques used are descriptive statistical tests, multiple linear regression analysis, data quality tests, classical assumption tests and hypothesis tests using IBM SPSS version 30. The results of the research show that financial inclusion, financial literacy and the ability to prepare financial reports influence the financial performance of UMKM in Jambi City. Keywords: Financial Inclusion, Financial Literacy, Ability to Prepare Financial Reports and Financial Performance
| Type: | Thesis (S1) |
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| Subjects: | H Social Sciences > HG Finance H Social Sciences > HJ Public Finance |
| Depositing User: | Apriani |
| Date Deposited: | 26 Jun 2025 06:47 |
| Last Modified: | 26 Jun 2025 06:47 |
| URI: | https://repository.unja.ac.id/id/eprint/80050 |
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