Literasi Keuangan, Fear of Missing Out (FoMO) dan Penggunaan E-Wallet terhadap Perilaku Keuangan Mahasiswa (Studi Kasus Mahasiswa Akuntansi angkatan 2021-2024)

Mukhzarudfa, Mukhzarudfa and Gowon, Muhammad and Rahmadina, Rahmadina (2025) Literasi Keuangan, Fear of Missing Out (FoMO) dan Penggunaan E-Wallet terhadap Perilaku Keuangan Mahasiswa (Studi Kasus Mahasiswa Akuntansi angkatan 2021-2024). S1 thesis, Universitas jambi.

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Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh Literasi Keuangan,Fear of Missing Out (FoMO) dan Penggunaan E-Wallet terhadap Perilaku Keuangan Mahasiswa. Kuesioner disebarkan ke mahasiswa Akuntansi angkatan 2021-2024 Universitas Jambi dengan jumlah 256 kuesioner yang valid dan dapat diolah. Pengolahan data dilakukan dengan menggunakan SPSS Versi 27. Hasil penelitian mengindikasikan bahwa pertama, Literasi euangan berpengaruh positif terhadap Perilaku Keuangan. Kedua, Fear of Missing Out (FoMO) berpengaruh negatif terhadap Perilaku Keuangan. Ketiga, Penggunaan E-wallet tidak berpengaruh terhadap Perilaku Keuangan. Keempat, Literasi Keuangan, Fear of Missing Out (FoMO) dan Penggunaan E-Wallet berpengaruh secara simultam terhadap Perilaku Keuangan. Kata Kunci: Literasi keuangan, Fear of Missing Out (FoMO) , Penggunaan E-wallet, Perilaku Keuangan. This study aims to determine the effect of Financial Literacy, Fear of Missing Out (FoMO), and E-Wallet Use on Student Financial Behavior. Questionnaires were distributed to Accounting students from the 2021-2024 batch at the University of Jambi, with a total of 256 valid and processable questionnaires. Data processing was performed using SPSS Version 27. The results indicate that, first, Financial Literacy has a positive effect on Financial Behavior. Second, Fear of Missing Out (FoMO) has a negative effect on Financial Behavior. Third, E-Wallet Usage does not affect Financial Behavior. Fourth, Financial Literacy, Fear of Missing Out (FoMO), and E-Wallet Use simultaneously influence Financial Behavior. Keywords: Financial literacy, Fear of Missing Out (FoMO), E-wallet use, Financial Behavior.

Type: Thesis (S1)
Subjects: L Education > L Education (General)
Divisions: Fakultas Ekonomi dan Bisnis > SI Akuntansi
Depositing User: RAHMADINA
Date Deposited: 12 Nov 2025 06:47
Last Modified: 12 Nov 2025 06:47
URI: https://repository.unja.ac.id/id/eprint/87655

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